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Buy to Let Mortgages
Buy to Let Morgages
Buy to Let Mortgages is a cracking site based around providing all the information you need to get the right mortgage for your letting needs.
A buy to let mortgage or as it sometimes called and investment mortgage and is designed for those people who want to purchase a property to let out to a third party. Often this is the main stay of landlords and property developers who often use buy to let mortgages. Often the total amount of rent the landlord will recieve is greater than the mortgage attached, and so profit is achieved.
More and more in the current economic climate more people are investing in buy to let mortgages as a potential profit making long term plan, also as part of a retirement plan.
Buy to Let Mortgages are becomming more Popular
Over the last 10 years the popularity of buy to let mortgages has soared, during 2006 a total of 10% of all the mortgages taken out were buy to let mortgages. The market totalled £17.5 billion in that year alone with 152,000 mortgages issued in the first six months of 2006.
Generally the attraction of buy to let mortgages has grown because of the alluring factors associated, including:
- The lure of using the property as a long term investment tool
- Low interest rates compared to other mortgages
- The soaring demand for rental properties due to rises in population, students and higher divorce rates.
- The attractiveness and increasing accesibility for landlords and property developers to target buy to let mortgages
Buy to let mortgages do not suit everyone, if you are not buying a property with the intention of renting it out to a third party this is not an option for you.